Ideal 4 Finance 

12 Months Interest Free!

Want to spread your payments over longer? We can do that too, with up to 48 monthly payments.

Ideal 4.PNG


 *Minimum 18 years old & No older than 75 Years at the end of the term 

 *UK Resident & homeowner or tenant, minimum of 3 years. 

 *In regular employment with a minimum 16 hours, self employed or retired with a state or private pension. 

 *Long term invalidity/disability/mobility benefit 

 *Active current account that can accept Direct Debits

 *Minimum annual income of £10,000

 Understand and accept that there will be a credit check performed when an application is submitted. 


The application process is quick and simple, it only takes around 5 minutes to fill out the short application form online.

You will receive a decision in principle within 40-60 seconds.

At this point if you have been successful you will be taken to a more in depth form including a section where you will fill out the details of the products you are wishing to finance.

If for any reason your application is rejected, a customer service representative will call you to discuss your application and check there were no errors or missing information that may have accidentally triggered a rejection and will help you put these right.

Once the application has been approved, we receive a notification of the order and will send you an email with a link to pay your 10% deposit. 

If you wish to speak to a customer service representative at iDeal 4 Finance, they can be reached at 020 3841 2818